Tag Archives: Financial Planning

Mark Ahlers

Apr 11 2018

Wealth Management Spotlight: How to Fill the Income Gap


Today the average Social Security benefit is approximately $1,250 per month, or $15,000 per year. The amount of living expenses not covered by Social Security or other guaranteed sources of income such as a pension or rental income is often …
Continue reading

Posted in Retirement | Tagged , ,
Dave Kriz

Apr 02 2018

April is Financial Literacy Month

A young boy and young girl look at Ipads.

April is National Financial Literacy Month. At Hills Bank, we believe in educating young people to take control of their financial future. To support this important endeavor, we’ve partnered with EverFi to bring the Hills Bank Financial Education Program to …
Continue reading

Posted in Financial Health, Youth and Education | Tagged , , , ,
Molly Dietz

Mar 28 2018

4 Tips to Avoid Overdraft Fees


What Is an Overdraft Fee? Overdraft fees are assessed to an account when more money is withdrawn than available and the balance drops below zero. This fee is charged because your financial institution provided a small loan to cover the negative …
Continue reading

Posted in Money Saving | Tagged , ,
Mark Koch

Mar 26 2018

Wealth Management Spotlight: Inflation


Investing in stocks can be a risky endeavor – especially if you’re worried about volatility. The real risk, however, in a retirement portfolio is the silent killer called inflation. Learn more about inflation and retirement planning: https://youtu.be/sDnGs3_5ihI

Posted in Retirement | Tagged , ,
Jeff Ritchie

Mar 12 2018

Wealth Management Spotlight: 5 Ways Assets Can Be Titled


Often times, how an asset is titled will determine who will receive that particular asset at death. It is important for you to review with your attorney how your accounts or assets should be titled. Learn more about titling your assets: https://youtu.be/m2TdaYq8yBQ

Posted in Estate Planning | Tagged ,
Vincent Gaffney

Feb 26 2018

Wealth Management Spotlight: Selecting an Executor or Trustee


When creating an estate plan many believe that the most important decision that they will make is who to choose as their beneficiary. But there is one decision that may be just as important and that’s who will serve as …
Continue reading

Posted in Estate Planning | Tagged ,
Laura Hill

How to Navigate the New Tax Code Using Non-Endowed Donor Advised Gift Funds

The Tax Cuts and Jobs Act (the “Act”) has left many taxpayers rethinking their tax planning strategies. The increased standard deduction and reduced availability of itemized deductions may prevent taxpayers who have itemized in the past from doing so in …
Continue reading

Posted in News and Events | Tagged , , , ,
Brenda Langenberg

Feb 14 2018

Use Manage My Finances for Tax Season!


Whether you’re organizing for tax preparation or consolidating your finances, Manage My Finances is a powerful tool to help you.

Posted in Online Banking | Tagged , , , ,
Erin Grabe

Feb 12 2018

Wealth Management Spotlight: Starting Your Estate Plan


Creating an estate plan – definitely not everyone’s favorite thing to do. It’s uncomfortable to talk about your own death and to make plans for it, but once a plan is in place, it should be a comfort to know …
Continue reading

Posted in Estate Planning | Tagged ,
Brad Zuber

Jan 24 2018

Wealth Management Spotlight: Investing 101


The basics of building an adequate retirement account are not that difficult. If you are disciplined in following just a few key themes, you too can accumulate an adequate retirement account balance.  Learn more about the 5 themes of …
Continue reading

Posted in Retirement | Tagged , ,