Tag Archives: Financial Planning

Shelly Freemole

Sep 26 2018

Wealth Management Spotlight: Roth or Pre-Tax, Part 2 of 2


wealth-management-spotlight-roth-part-2

Deciding whether to contribute to your 401(k) plan on a Roth or Pre-Tax basis can seem like a tough decision, but it doesn’t have to be. Here are 4 things to consider when deciding how to contribute to your 401(k) …
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Shelly Freemole

Sep 19 2018

Wealth Management Spotlight: Roth or Pre-Tax, Part 1 of 2


wealth-management-spotlight-roth-part-1

You’ve probably heard the term “Roth” associated with your 401(k) Plan. Most plans now offer two types of participant contributions. There are deferral contributions made on a pre-tax basis referred to as pre-tax contributions. Then there are deferrals made on …
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Molly Dietz

Sep 05 2018

National Preparedness Month: Be Financially Prepared


national-preparedness-month-2018

National Preparedness Month (NPM), recognized each September, provides an opportunity to remind us that we all must prepare ourselves and our families now and throughout the year. Americans at all income levels have experienced the challenges of rebuilding their lives …
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Stephanie Schumacher

Jul 25 2018

5 Things to Know When Buying a Home


A house is likely the largest investment you will make in your lifetime. It requires a lot of thought, consideration, and planning before your purchase. Below I’ve outlined 5 important things to consider when purchasing your home. Avoid major changes …
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Jeff Ritchie

Jun 11 2018

Wealth Management Spotlight: 5 Important Documents Besides Your Will


wealth-management-spotlight-5-important-documents-besides-your-will

When you think of estate planning, you think of creating a Will or revocable trust which will dispose of your assets when you pass away. However, there are several other documents that you should think about when developing your estate …
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Mark Ahlers

Apr 11 2018

Wealth Management Spotlight: How to Fill the Income Gap


wealth-management-spotlight-income-gap

Today the average Social Security benefit is approximately $1,250 per month, or $15,000 per year. The amount of living expenses not covered by Social Security or other guaranteed sources of income such as a pension or rental income is often …
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Dave Kriz

Apr 02 2018

April is Financial Literacy Month


A young boy and young girl look at Ipads.

April is National Financial Literacy Month. At Hills Bank, we believe in educating young people to take control of their financial future. To support this important endeavor, we’ve partnered with EverFi to bring the Hills Bank Financial Education Program to …
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Posted in Financial Health, Youth and Education | Tagged , , , ,
Mark Koch

Mar 26 2018

Wealth Management Spotlight: Inflation


wealth-management-spotlight-inflation

Investing in stocks can be a risky endeavor – especially if you’re worried about volatility. The real risk, however, in a retirement portfolio is the silent killer called inflation. Learn more about inflation and retirement planning: https://youtu.be/sDnGs3_5ihI

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Jeff Ritchie

Mar 12 2018

Wealth Management Spotlight: 5 Ways Assets Can Be Titled


wealth-management-spotlight-5-ways-assets-can-be-titled

Often times, how an asset is titled will determine who will receive that particular asset at death. It is important for you to review with your attorney how your accounts or assets should be titled. Learn more about titling your assets: https://youtu.be/m2TdaYq8yBQ

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Vincent Gaffney

Feb 26 2018

Wealth Management Spotlight: Selecting an Executor or Trustee


wealth-management-spotlight-selecting-an-executor-or-trustee

When creating an estate plan many believe that the most important decision that they will make is who to choose as their beneficiary. But there is one decision that may be just as important and that’s who will serve as …
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