Dale Farland

Feb 18 2015

Who Do You Take with You on Your Retirement Journey?

Planning Your Retirement Journey.
This is the first in a 3-part series on planning your retirement journey.

Congratulations! You are either heading on the path towards retirement or are already there. So, you are now in the driver’s seat on this journey that may last 20-30 years. Wonderful! Do you have a road map to guide you? Are you heading in the right direction to meet your goals? You certainly need to make sure you travel to the destination you want in the comfort you desire. It would be terrible to have mechanical problems or hit potholes along the way. In fact, there may be a few confusing detours you will have to navigate.

You may think you can figure out your road map alone. Heck, who even needs a map? You have GPS in your car and Google Maps on the internet. You think you will be able to forge ahead by yourself! Some people have a great sense of direction and will not get lost. However, most of us should ask for directions to make sure we do not end up heading over a cliff.

So, who do you have join you on this journey to accomplish your goals? Who can provide you with the professional advice and guidance to make this journey successful?

The three professionals with whom you should align yourself to meet your goals are:

  1. CPA
  2. Attorney
  3. Trusted Investment & Financial Advisor

These professionals should be your traveling companions. They have the expertise to guide you. They each will take a turn sitting in the passenger seat with you, pointing out the right directions to make sure you arrive at your destination safely. You may not have them in the car all the time; however, you should have a relationship with them so that their advice assists you in meeting your goals.

  • The CPA guides you with tax planning. Whether it is your annual Income Tax returns or looking to the future, their tax advice is important.
  • The Attorney guides you in Estate Planning and preparing for the future. Every individual and family is different with unique circumstances. Make sure your goals and wishes during your lifetime and afterwards are addressed.

Please visit our blog, HillsHelps.com, next Wednesday for the second part of our 3-part series on planning your retirement journey.

Investment products are not a deposit, not FDIC insured, not insured by any federal government agency, carry no bank guarantee, and may go down in value.

View the complete 3-Part Retirement Planning Series:

Dale Farland

About Dale Farland

Dale Farland is Vice President, Trust Officer at Hills Bank’s North Liberty Forevergreen Road location. She has been at Hills Bank since 2011 helping customers with wealth management and financial planning. Dale is a graduate of Michigan State University. She earned her MBA from the University of Michigan with a concentration in Finance. Dale is a Certified Trust and Financial Advisor (CTFA) and Accredited Estate Planner (AEP®). Dale can be reached at dale_farland@hillsbank.com.

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