Brad Joens

Nov 12 2014

Get a Business Health Overview with Hills Bank Finagraph

Hills Bank Finagraph

Many business owners find working on their business difficult while working in their business. That’s why Hills Bank is committed to provide quality educational opportunities and services to make business owners feel at ease about their financials.

Hills Bank Finagraph is a new service which provides efficient financial intelligence on-demand, instantly providing you with a snapshot of your company’s financial well-being. Your Finagraph identifies important areas of business you could improve upon, compares your company to industry benchmarks, uncovers potential mis-financing, and analyzes what is happening with your cash in the bank.

How Hills Bank Finagraph works
Hills Bank Finagraph pulls financial data from your accounting system to provide a complete business health overview, including:

  • Assets-to-liabilities ratio
  • Debt-to-equity ratio
  • Income-to-expenses ratio
  • Inventory turnover days
  • Accounts receivable health analysis and trending

There’s no need to enter information, put together a report, or create a spreadsheet. Simply click the button. The software securely downloads the last three months of income, expenses, receivables and payables data and provides data.

Join the many Corridor businesses that have made the switch and joined Hills Bank Finagraph. To learn more about Hills Bank Finagraph, contact a Commercial Representative at 319-679-5500 for the Iowa City area, 319-654-8100 for the Cedar Rapids area, or toll free at 1-800-445-5725.

Brad Joens

About Brad Joens

Brad Joens is a Vice President and Commercial Banking Team Leader at Hills Bank’s Cedar Rapids Downtown location. He has been at Hills Bank since 2007 helping business owners with commercial lending, cash management, and other banking needs. He is active in the community and knowledgeable about the Cedar Rapids/Iowa City Corridor. In Brad’s spare time, he enjoys relaxing with his wife and daughter, as well as jogging, bicycling, and playing pick-up basketball. Brad can be reached at

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