Category Archives: Financial Health

Deb Schaffer

Sep 25 2019

Money Saving Tips for Savvy College Students


Money Saving Tips for Savvy College Students.

College years are a transitional time into the “real world.” Not only will you learn skill sets to gain employment, but you will learn life skills as you start living on your own. Now is the perfect time to start …
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Aaron Schaefer

Sep 11 2019

How to Prepare for a Recession


how-do-I-prepare-for-a-possible-recession

In recent weeks, there’s been a lot of talk about a potential recession on the horizon. If you’re concerned about how an economic downturn might impact you, read on for some practical advice on safeguarding your financial well-being. How do …
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Posted in Financial Health, Financial Planning, Money Management, Retirement | Tagged , ,
Molly Dietz

Sep 03 2019

Are You Financially Prepared for a Disaster?


Are-you-financially-prepared-for-a-disaster

National Preparedness Month (NPM), recognized each September, provides an opportunity to remind us that we all must prepare ourselves and our families for disaster and emergency planning. The 2019 theme is “Prepared, Not Scared.” It’s important to make sure you’re …
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Brenda Langenberg

Oct 22 2018

Healthy Money Habits: Avoiding Debt (Part 2 of 4)


healthy-money-habits-series

Learning to avoid credit card debt and saying ‘no’ to yourself and unnecessary wants will keep you on the road to overall financial health.

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Brenda Langenberg

Oct 15 2018

Healthy Money Habits: Pay Yourself First (Part 1 of 4)


healthy-money-habits-series

Financial health is defined as describing one’s personal financial situation. There are many different pieces included in the overall picture of one’s financial health. Some of these pieces include the amount of savings you have, how much of your income …
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Dave Kriz

Apr 02 2018

April is Financial Literacy Month


A young boy and young girl look at Ipads.

April is National Financial Literacy Month. At Hills Bank, we believe in educating young people to take control of their financial future. To support this important endeavor, we’ve partnered with EverFi to bring the Hills Bank Financial Education Program to …
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Posted in Financial Health, Youth and Education | Tagged , , , ,
Matt Olson

Aug 01 2017

Credit Score Series: Part 3 Tips to Improve Your Credit Score


Credit Score Series: Tips for improving your credit score.

Improving your credit score can save you money through lower interest rates and insurance premiums. A higher score can open the door to more credit options such as a mortgage loan and it can even decrease the amount of security …
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Matt Olson

Jul 31 2017

Credit Score Series: Part 2 How Lenders Use Your Credit Score


Credit Score Series: How Lenders Use Your Credit Score

Many financial institutions consider your credit score when making a loan decision. If you’re in the market for a mortgage, car loan, personal loan, or even a credit card, your credit score is going to directly impact how much you …
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Matt Olson

Jul 24 2017

Credit Score Series: What Makes Up Your Credit Score


Credit Score Series: What makes up your credit score?

Your credit score directly impacts your ability to get a loan and the rate and terms you pay for those loans. It also plays a role in things like your insurance rates, security deposit needed when you rent an apartment, …
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