Debit cards are used a lot, especially during the holiday season. Below are some helpful hints while shopping this holiday season.
- Protect your PIN. Never write your PIN on or near your card and guard the keypad when entering your PIN at the checkout or an ATM.
- When making purchases, run your card as debit instead of credit. Sometimes debit cards are blocked at a point of sale terminal if they are run as credit. If your debit card is blocked or declined, try swiping it again as a debit transaction, which will require you to use your PIN.
- Shop Local. Hills Bank supports shopping locally for many great reasons, and it is helpful to make purchases from retailers you know and trust. If you must use your card on the internet, make sure you are using it only on well-known sites with a secure server.
- Check your accounts frequently. Transactions on Hills Bank’s online banking and through our mobile app are in real time so they’re posted immediately. Checking your transactions daily and reconciling your bank statement each month will help reduce risk.
If you are a victim of fraud, it is important to contact Hills Bank as soon as possible by calling 1-800-445-5725.