Dawn Lyons

Mar 19 2014

5 Travel Tips for Your Next Vacation Abroad

Traveling Abroad

Don’t let fraud, pickpockets, identity theft, or a lost purse or wallet ruin your next vacation. The following tips will help protect your wallet, valuables, identity, and financial information while traveling.

Make Copies of Important Financial Information
Make copies of all the cards you will have on your trip, your passport data page, and travel itinerary. Leave copies of everything with a trusted friend or family member while you are gone.

Take Several Forms of Payment
It’s a good idea, especially when traveling internationally, to take several forms of payment in case one is not accepted, is lost or stolen, or is deactivated while you are out of the country. Pack a backup card and secure it in a hotel safe, so if one is lost or stolen, you will have a backup to pay for hotel rooms and other large purchases.

Use Credit Cards for Major Purchases
Many credit cards have a zero-liability policy, meaning you won’t be charged for unauthorized purchases if your card is lost or stolen. Alert your credit card company of a lost or stolen card as soon as possible.

Alert Hills Bank and/or Credit Card Companies of your Travel Plans
Remember to alert Hills Bank and any other credit cards you may be using when you plan a major trip. If you don’t advise us about your travel plans, we may think a thief – not you – is making purchases, and we may freeze your card. This notification as a security measure is especially important when traveling abroad.

Visit the Smart Traveler Enrollment Program (STEP)
The Smart Traveler Enrollment Program (STEP) is a free service provided by the US Government to US citizens/nationals that are traveling abroad. To learn more, visit step.state.gov/step.

Please remember HillsBank.com has all the phone numbers you need in case your cards are lost or stolen. Traveling should be an experience that creates a lifetime of wonderful memories. Keep these tips in mind so even if the unexpected happens, you’ll be ready. What other travel tips do you have? Let us know in the comments below.

Dawn Lyons

About Dawn Lyons

Dawn Lyons is a First Vice President and Branch Manager at Hills Bank’s Iowa City Gilbert Street location. She has been with Hills Bank since 2006 helping customers with deposit and loan needs. Dawn enjoys reading, working in her garden and traveling with her husband, Tim. She can be reached at dawn_lyons@hillsbank.com.

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2 Responses to 5 Travel Tips for Your Next Vacation Abroad

  1. Kyle Winters says:

    This is some fantastic advice, I especially love that you remind readers to alert their bank or credit card company that they will be going on vacation. After all, there’s not much more that sends a banker into a blind panic then seeing your card being used in a foreign country. Alerting your bank that you’ll be traveling abroad to Africa or Europe ahead of time can keep them from putting a hold on your account while you’re on vacation.

    • Dawn Lyons Dawn Lyons says:

      You are correct, Kyle. No banker likes to see out of the ordinary activity on your account! Thanks for reading Hills Helps.

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