Tag Archives: Trust and Wealth Management

Aaron Schaefer

Jan 15 2016

Riding Out the Storm


The Economy and Market from Here...at Hills.

Markets correct. It happens all the time. Corrections of 10% happen on average once per year. The most recent 10% correction occurred due to fears surrounding slowing growth in China, falling prices for oil and other commodities, and concerns over …
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Aaron Schaefer

Jan 05 2016

The Economy and Market from Here… at Hills


Economy and Market Here at Hills

Market volatility continued in the fourth quarter as market participants waited to see if the Federal Open Market Committee (FOMC) would raise short-term interest rates. After seven years of near zero, the FOMC did indeed raise the Fed Funds rate …
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Aaron Schaefer

Oct 01 2015

The Economy and Market from Here… at Hills


Economy and Market Here at Hills

On August 24th, 2015, the S&P 500 Index experienced a long-expected correction (a decline of at least 10%) from its high price achieved on May 21, 2015. Despite a few close calls, the S&P 500 had not experienced a correction …
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Erin Grabe

Sep 28 2015

Should You Save Money or Pay Off Debt?


save-money-or-pay-off-debt

Respect your elders. Don’t talk with your mouth full. Say please and thank you. All great things our parents taught us. But what about how to balance managing debt – specifically student loan debt–with saving money–for retirement, our own children’s …
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Aaron Schaefer

Aug 25 2015

Stay the Course and Focus on Long Term Investment Goals


Economy and Market Here at Hills

Recent stock market declines have taken the S&P 500 into correction territory (10% below peak levels) for the first time since 2011. Geopolitical conflicts, the ongoing Euro area crisis, central bank policies, and the age of this business cycle are …
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Aaron Schaefer

Jul 02 2015

June’s Economy and Market from Here…at Hills


The Economy and Market from Here...at Hills.

Waiting on the Fed… Stock and bond markets were focused on the Federal Reserve Open Market Committee (FOMC) for most of the second quarter. Investors continue to wonder when the first interest rate hike will occur. Consensus estimates believe it will …
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Aaron Schaefer

Jun 30 2015

Greece: Containment More Likely Than Contagion


Overview The Greek government threw a wrench into official negotiations by calling a referendum on bailout conditions. As a result, the likelihood of Greece having to leave the Eurozone has increased, boosting market volatility. Whatever the outcome, it is likely …
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Mark Ahlers

Jun 08 2015

Shifting from Asset Accumulation to Retirement Distribution


Shifting from Asset Accumulation to Retirement Distribution

As retirement nears, people need to transition away from a philosophy of asset accumulation to a strategy for utilization of assets to provide a stream of income that matches up to living expenses. And, where markets allow, there must be …
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Erin Grabe

May 06 2015

Account Titling – The Good, The Bad, and The Misunderstood (Part 4 of 4)


Getting Started with Estate Planning

This is the final in a 4-part series on Estate Planning. An often overlooked (but extremely critical) aspect of Estate planning include account titling and beneficiary designations. These control who receives the account, regardless of what the Will or Trust states!

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Erin Grabe

Apr 29 2015

The Three Taxes (Part 3 of 4)


Getting Started with Estate Planning

This is the 3rd in a 4-part series on Estate Planning. A large portion of Estate planning involves taking steps to minimize the impact of taxes on the Estate. For Iowa residents, there are three main taxes that can come into …
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