Tag Archives: Trust and Wealth Management

Aaron Schaefer

Oct 14 2014

Volatility in the Markets


Market Volatility Update

The lack of volatility and the run-up of the S&P 500 over the last year and a half has created a false sense of security regarding normal market behavior. Despite seeing the second 5% correction in the S&P 500 this …
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Aaron Schaefer

Oct 08 2014

October’s Economy and Market from Here…at Hills


Economy and Market Here at Hills

After an unusually long period of market calm, investors’ anxiety was piqued early in the quarter by the escalation of geopolitical tensions in Ukraine, a number of intensifying conflicts in the Middle East, the failure of a major Portuguese bank, …
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Jeff Ritchie

Jul 28 2014

How a Donor Advised Gift Fund Works


Donor Advised Gift Fund

A Convenient Approach to Non-Endowed Gifting Hills Bank Trust and Wealth Management offers a solution that can simplify your charitable giving process. The Hills Bank Donor Advised Gift Fund was established in 1997 for donors who desire to make important gifts …
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Aaron Schaefer

Jul 07 2014

July’s Economy and Marketing from Here…at Hills


The Economy and Market from Here...at Hills.

Where is the elusive correction? Historically, a correction of 10% or more occurs every twelve months. The S&P 500 has not suffered a 10% correction since October 2011. Corrections of 10% or more are common. The important thing to remember …
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Chuck Hippee

Jun 18 2014

How Life Choices Affect Your Financial Future


How Life Choices Affect Your Financial Future.

Every day you make choices that impact your retirement opportunities. Taking steps to identify unnecessary spending and saving as little as $5 per day could lead to big savings over time. Here’s the breakdown to put it into perspective:

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Dale Farland

Jun 09 2014

How Much Can I Live on in Retirement?


How Much Can I Live on in Retirement?

The good news is that we are living longer! The bad news is that we are living longer! The average life expectancy when Social Security was first adopted was dramatically lower than it is today. With healthier lifestyles and medical …
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Aaron Schaefer

Apr 16 2014

April’s Economy and Market from Here…at Hills


The Economy and Market from Here...at Hills.

Volatility returned to the market during the first quarter. The S&P 500 declined 5.76% between January 15 and February 3, marking the first notable correction since June of last year. Profit taking and disappointing reports from the emerging markets were …
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Dale Farland

Feb 26 2014

Consolidate Your Assets with IRA Rollovers


IRA Rollover

If you are making a career move, getting ready to retire, or have already retired, you should consider consolidating your retirement assets into one place. Why roll your funds into one IRA? Contrary to your mother telling you to “not …
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