Tag Archives: Retirement

Brenda Langenberg

Oct 31 2016

Healthy Money Habits: 8 Tips for Financial Health


healthy-money-habits-series

As I wrap-up my 4-part series on Healthy Money Habits, I would like to revisit the eight financial health habits I mentioned throughout the entire series.

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Brenda Langenberg

Oct 17 2016

Healthy Money Habits: Insurance and Retirement (Part 3 of 4)


healthy-money-habits-series

Becoming and then staying insured as well as beginning a Retirement account are two large steps that will help to get you closer to your goal of overall financial fitness.

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Brenda Langenberg

Oct 10 2016

Healthy Money Habits: Avoiding Debt (Part 2 of 4)


healthy-money-habits-series

Learning to avoid credit card debt and saying ‘no’ to yourself/unnecessary wants more often will help to keep you on the road to overall financial health.

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Mark Ahlers

Mar 23 2016

Financial Planning: How Much Will I Need to Save?—Part 3 of 3


Financial Planning for Retirement.

This is the final in a 3-part series on financial planning and social security. Experts suggest that you will need 75-85% of your pre-retirement income to maintain your lifestyle throughout retirement. What changes in retirement can you make to allow for …
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Mark Ahlers

Mar 16 2016

Financial Planning: How Much Can I Spend?—Part 2 of 3


Financial Planning for Retirement.

This is the second in a 3-part series on financial planning and social security. Once the “income gap” has been determined, the next step is to determine if your accumulated or projected assets are adequate to fill this gap. The goal …
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Mark Ahlers

Mar 09 2016

Financial Planning: Social Security and the Income Gap—Part 1 of 3


Financial Planning for Retirement.

This is the first in a 3-part series on financial planning and social security. When the Social Security retirement income system was created in the 1930s, it was designed to provide a partial retirement income supplement. Today, the average Social …
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Aaron Schaefer

Jan 15 2016

Riding Out the Storm


The Economy and Market from Here...at Hills.

Markets correct. It happens all the time. Corrections of 10% happen on average once per year. The most recent 10% correction occurred due to fears surrounding slowing growth in China, falling prices for oil and other commodities, and concerns over …
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Todd Shaull

May 21 2014

4 Simple Ways to Give Your Credit Rating a Boost


Give your credit rating a boost.

The lower the interest rates on your loans, the more income you’ll have available for other uses, including saving for retirement. Your credit score is the key to getting loans approved and determining the interest rate you pay. Here are …
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Keith Jones

Apr 21 2014

Hills Bank Employees’ Favorite Books for Financial Advice


Financial Books and Resources for Good Financial Advice

There are so many financial advice books available, it can be overwhelming to sort through and find the best ones. Wonder what books people in the financial services industry are reading and would recommend? Our employees at Hills Bank are …
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Dale Farland

Feb 26 2014

Consolidate Your Assets with IRA Rollovers


IRA Rollover

If you are making a career move, getting ready to retire, or have already retired, you should consider consolidating your retirement assets into one place. Why roll your funds into one IRA? Contrary to your mother telling you to “not …
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