Tag Archives: Money Management

Janelle Johnson

Aug 14 2017

Hills Bank Business Academy: Financing the Beginning Farmer Seminar Wrap-Up


Part of making the decision to take over a farming operation is developing your team. On Tuesday, August 8, 2017 over 90 attendees circled around tables to harvest information from a variety of speakers. Speakers shared information with young or beginning …
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Bethany Welsh

Aug 09 2017

7 Tips to Creating Good Financial Habits


good-financial-habits-when-starting-out

As a young adult, whether you are starting college or beginning a career, you are starting to enjoy your freedom while acquiring assets. It’s crucial to establish good saving and borrowing habits, and the following tips will help you.

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Dave Kriz

Aug 01 2017

Lemon Boss 2017 Wrap-Up


lemon-boss-wrap-up-2017

At Hills Bank, we support local businesses of all shapes and sizes. During our fourth year of Lemon Boss, we helped kids 5-12 years old start their own businesses. This was a great opportunity to teach kids about finances, customer …
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Matt Olson

Credit Score Series: Part 3 Tips to Improve Your Credit Score


Credit Score Series: Tips for improving your credit score.

Improving your credit score can save you money through lower interest rates and insurance premiums. A higher score can open the door to more credit options such as a mortgage loan and it can even decrease the amount of security …
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Matt Olson

Jul 31 2017

Credit Score Series: Part 2 How Lenders Use Your Credit Score


Credit Score Series: How Lenders Use Your Credit Score

Many financial institutions consider your credit score when making a loan decision. If you’re in the market for a mortgage, car loan, personal loan, or even a credit card, your credit score is going to directly impact how much you …
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Dave Kriz

Jun 05 2017

Are You the Next Lemon Boss?


lemon-boss-2017

Hills Bank supports local businesses of all shapes and sizes. Do you know any kids 5-12 years old that are driven, fun, and looking to start their own business? If so, Hills Bank has a program that will enable them to …
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Todd Shaull

May 22 2017

What is a Foreign ATM Fee?


Foreign ATM Fees

Have you ever seen a “foreign ATM fee” on your account statement? If so, you’ve probably questioned what exactly that means. Although it sounds like you have used an ATM in a different country, it actually refers to an ATM …
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Hannah Geyer

Apr 05 2017

April is Financial Literacy Month


A young boy and young girl look at Ipads.

April is National Financial Literacy Month. At Hills Bank, we believe in educating young people to take control of their financial future. To support this important endeavor, we’ve partnered with EverFi to bring the Hills Bank Financial Education Program to …
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Allison Bates

Feb 13 2017

Tips for Establishing an Emergency Fund


Resolve to Establish an Emergency Fund in 2014.

There is no shortage of financial advice available, including paying off debt, maxing out your 401(k), paying off your mortgage, and improving your credit score. One of the most important things you can do to improve your financial health is …
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Bryan Overy

Dec 12 2016

7 Helpful Tips For Businesses Working With Lenders


We all have defining moments in life that change us and mold us to who we can become. One of those experiences for me came after several years of working and trying to figure out how to financially improve my …
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