Tag Archives: Homeowners Insurance

Dave Haman

Jul 03 2017

Insurance Spotlight: Your Credit Score and Home Insurance


credit-score-and-home-insurance

Can your credit score affect the cost of your home insurance policy? In most states, the answer is yes.

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Matt Olson

Mar 22 2017

3 Steps of the Home Loan Process


3-steps-of-the-home-loan-process

Purchasing a home can be an intimidating and confusing process, but it doesn’t have to be. I want to give you a summary of the home buying process from application to closing…no matter where you’re applying for your loan. Watch …
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Bob Lamkins

Mar 06 2017

Get Pre-Approved for Your Home Loan with Hills Bank


Are you looking to buy a new house, but have questions about what you can afford, what your monthly payment will be, or if you will need a down payment?  Let Hills Bank help answer those questions by getting you …
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Dave Haman

Feb 22 2017

Insurance Spotlight: Backed Up Sewers Can Cause Thousands In Damage


Insurance Spotlight Sewer Damage

In addition to health risks, a backed-up sewer can cause thousands of dollars in damage to your home. While many home insurance policies do not automatically cover the damage associated with a backup, most can be modified to do so …
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Dave Haman

Nov 30 2016

Insurance Spotlight: Items of High Value Could Be Excluded


Are your items of high value insured?

While it may not surprise you to know that millions of people own items that are not adequately covered by a standard home insurance policy, it may surprise you to know just how limited the coverage is and what can …
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Andy Brandt

Jun 03 2016

5 Steps to Navigate the Mortgage Loan Process


Navigate Home Loan Process

These 5 Steps Will Help Find the Home and Loan That’s Right For You! Buying a home is one of the most important purchases many people will make. There are many things to consider: interest rates, points, fees, down payments, …
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Dave Haman

May 09 2016

Insurance Spotlight: Who Covers Living Expenses?


Insurance Living Expenses Coverage

If you are displaced from your home after a loss such as fire or windstorm, you will likely incur expenses that you wouldn’t have had if there had not been a loss. In addition to paying to live somewhere temporarily …
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Dave Haman

Mar 07 2016

If You’re Traveling, Make Sure You’re Properly Insured


If you're traveling, make sure you're properly insured.

Whether it’s taking a cruise, hopping on a flight to somewhere exotic, or taking a spring break vacation, it’s important to consider the insurance coverage you might need on your trip. For example:

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Dave Haman

Nov 23 2015

Are You Insured When Dogs Bite?


Are You Insured When Dogs Bite?

About 4.7 million people are bitten by dogs annually, according to the Centers for Disease Control. Other statistics of concern to dog owners include:

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Dave Haman

Sep 21 2015

Avoid Losing Your Home AND Your Home Business


avoid-losing-your-home-and-your-home-business

Standard homeowner’s policies automatically include coverage for “Additional Living Expense.” Simply put, this valuable provision will pay any additional living cost you incur due to your home being rendered uninhabitable as the result of significant damage from a covered loss, …
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