Tag Archives: Financial Planning

Stephanie Schumacher

Jul 25 2018

5 Things to Know When Buying a Home

A house is likely the largest investment you will make in your lifetime. It requires a lot of thought, consideration, and planning before your purchase. Below I’ve outlined 5 important things to consider when purchasing your home. Avoid major changes …
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Posted in Homeowner | Tagged
Jeff Ritchie

Jun 11 2018

Wealth Management Spotlight: 5 Important Documents Besides Your Will


When you think of estate planning, you think of creating a Will or revocable trust which will dispose of your assets when you pass away. However, there are several other documents that you should think about when developing your estate …
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Mark Ahlers

Apr 11 2018

Wealth Management Spotlight: How to Fill the Income Gap


Today the average Social Security benefit is approximately $1,250 per month, or $15,000 per year. The amount of living expenses not covered by Social Security or other guaranteed sources of income such as a pension or rental income is often …
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Dave Kriz

Apr 02 2018

April is Financial Literacy Month

A young boy and young girl look at Ipads.

April is National Financial Literacy Month. At Hills Bank, we believe in educating young people to take control of their financial future. To support this important endeavor, we’ve partnered with EverFi to bring the Hills Bank Financial Education Program to …
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Posted in Financial Health, Youth and Education | Tagged , , , ,
Molly Dietz

Mar 28 2018

4 Tips to Avoid Overdraft Fees


What Is an Overdraft Fee? Overdraft fees are assessed to an account when more money is withdrawn than available and the balance drops below zero. This fee is charged because your financial institution provided a small loan to cover the negative …
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Mark Koch

Mar 26 2018

Wealth Management Spotlight: Inflation


Investing in stocks can be a risky endeavor – especially if you’re worried about volatility. The real risk, however, in a retirement portfolio is the silent killer called inflation. Learn more about inflation and retirement planning: https://youtu.be/sDnGs3_5ihI

Posted in Retirement | Tagged , ,
Jeff Ritchie

Mar 12 2018

Wealth Management Spotlight: 5 Ways Assets Can Be Titled


Often times, how an asset is titled will determine who will receive that particular asset at death. It is important for you to review with your attorney how your accounts or assets should be titled. Learn more about titling your assets: https://youtu.be/m2TdaYq8yBQ

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Vincent Gaffney

Feb 26 2018

Wealth Management Spotlight: Selecting an Executor or Trustee


When creating an estate plan many believe that the most important decision that they will make is who to choose as their beneficiary. But there is one decision that may be just as important and that’s who will serve as …
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Laura Hill

How to Navigate the New Tax Code Using Non-Endowed Donor Advised Gift Funds

The Tax Cuts and Jobs Act (the “Act”) has left many taxpayers rethinking their tax planning strategies. The increased standard deduction and reduced availability of itemized deductions may prevent taxpayers who have itemized in the past from doing so in …
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Brenda Langenberg

Feb 14 2018

Use Manage My Finances for Tax Season!


Whether you’re organizing for tax preparation or consolidating your finances, Manage My Finances is a powerful tool to help you.

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