Dave Haman

Mar 14 2017

Insurance Spotlight: Safety Tips for Spring Flooding


For many in Iowa, spring is a much anticipated time of year. After being indoors all winter, we’re ready to get out and enjoy warmer temperatures and sunshine! Spring is also a time prone to extreme weather events and especially to flooding.  Below are a few tips and reminders from the Department of Homeland Security to keep in mind this spring season.

Turn Around, Don’t Drown! ®

This is a phrase coined by the Department of Homeland Security. If you see standing water where it shouldn’t be, e.g. covering sidewalks or roads, don’t try to walk or drive through it. It only takes 6 inches to knock a standing person down and a few feet to sweep a vehicle away.

Make a Flood Plan

Creating an emergency plan is a best practice for any emergency or natural disaster, not just floods. Be sure to have a plan in place to keep you and your family safe. Take your emergency plan a step further and practice. Run through different emergency and natural disaster scenarios and their respective plans with your family so everyone understands what to do in any emergency.

Flood Watch = Be Aware

When a ‘flood watch’ has been issued for your area, this means that conditions are favorable for a flood to occur. Be aware that a flood could be likely and take precautions. Wherever you may be, make sure you can reach higher ground if it becomes necessary.

Flood Warning = Take Action

A ‘Flood Warning’ means that flooding is either happening or will begin shortly in the areas for which a warning was issued. Take action and be sure you are on higher ground. If you’re not, get there as soon as possible. And don’t forget to avoid moving through standing water: Turn Around, Don’t Drown! ®

Get Flood Insurance

Most insurance policies do not cover flood damage. If you don’t have it, talk to your insurance agent about your flood insurance options.

Insurance products are not a deposit, not FDIC insured, not insured by any government agency, carry no bank guarantee, and may go down in value.

Read more about flood safety and other ways to stay safe and be prepared for all weather events on the Department of Homeland Security’s Ready website. Let us know in the comments below how you stay prepared for spring weather events.

Dave Haman

About Dave Haman

Dave Haman is a Vice President, Insurance Agency Manager at Hills Bank’s Iowa City Gilbert Street location. He has been at Hills Bank since 1994 helping customers with their insurance needs. Dave can be reached at dave_haman@hillsbank.com.

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2 Responses to Insurance Spotlight: Safety Tips for Spring Flooding

  1. I’m not sure if I’ve bought flood insurance before, but I’m sure it’s available. I’ll just have to talk with my agent about it, that way we can purchase it in a case of any emergencies. It would be comforting to know that I would be prepared in case of any flood emergency.

    • Jay Allpress Jay Allpress says:

      Taylor, that’s a great idea to reach out to your agent about getting flood insurance. Thanks for reading Hills Helps!

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