We hope you will not find yourself numbered among the nearly 10,000,000 car accidents occurring on our nation’s roads each year. But, if you are, the experts at the Insurance Information Institute recommend you take at least the following 4 steps:
- Assess the damage. Is anyone injured? Can you pull the car off the road to avoid further risk?
- Call the police or highway patrol. This will hasten proper medical response as well as assistance in protecting the accident site and vehicles.
- Collect as much information as possible. Names and contact information of everyone involved drivers, passengers, and witnesses–are needed. Get the other driver’s license information, auto registration, and insurance ID card. Note the location, time of day, and weather. Smartphones make an ideal recording device, so be sure to take photos. Keep to fact gathering; this is not a time to admit–or ask the other driver to admit–fault.
- Notify Hills Insurance Agency as soon as possible. The sooner you get the claims process started, the easier it will be to remember the details of the accident. Acting quickly will also help expedite repairs, medical payments, and other covered compensation.
For more questions about auto insurance, or any insurance needs, contact the Hills Insurance Agency at 1-800-445-5725 (1-800-HILLSBK) and we’ll be glad to assist you.Reprinted by permission, The Mines Press, Inc. Volume 43, Issue 2Insurance products are not a deposit, not FDIC insured, not insured by any federal government agency, carry no bank guarantee, and may go down in value.