Dave Haman

Feb 09 2015

Minimize Car Damage with Pothole Awareness


Tips for minimizing pothole damage to your vehicle.

Typically, road surfaces are impacted by freezing temperatures, sleet, snow, or ice. When treated with a bath of de-icing salts and chemicals, they often end up with a slew of potholes.

Potholes can cause serious damage to your vehicle—even causing accidents when drivers swerve around a suddenly spotted pothole. Trying to avoid a pothole can result in dangerous lane changes, sudden braking, and veering off the roadway entirely.

Experts recommend two strategies for avoiding pothole problems:

  1. Be an educated driver:
    • Note the location of potholes on your typical routes.
    • Watch traffic to see if cars ahead are clearly trying to avoid something in the road.
    • Realize that it may be better to hit the pothole than to swerve into a worse situation.
    • Treat pothole damage like any other collision: get off the road, survey and photograph any damage, and report the incident.
  2. Know your current auto insurance deductible, and find out how your insurance will respond to pothole damages. If a wheel  or axle on your vehicle is damaged, you may need to drive a rental car while yours is in the shop. If your policy doesn’t cover rental fees, you could be looking at hundreds of dollars out of pocket.

For more questions about auto insurance, or any insurance needs, contact the Hills Insurance Agency at 1-800-445-5725 (1-800-HILLSBK) and we’ll be glad to assist you.

Reprinted by permission, The Mines Press, Inc. Volume 42, Issue 6
Insurance products are not a deposit, not FDIC insured, not insured by any federal government agency, carry no bank guarantee, and may go down in value.
Dave Haman

About Dave Haman

Dave Haman is a Vice President, Insurance Agency Manager at Hills Bank’s Iowa City Gilbert Street location. He has been at Hills Bank since 1994 helping customers with their insurance needs. Dave can be reached at dave_haman@hillsbank.com.


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2 Responses to Minimize Car Damage with Pothole Awareness

  1. Potholes can very destructive if you aren’t careful. Last week I hit a pothole in my car and it totally threw my car out of alignment. The repairs are going to cost me a fortune. Road damage is certainly something that everybody needs to watch out for, and something needs to get fixed as soon as possible.

    • Dave Haman Dave Haman says:

      Tomas you are correct, potholes can be very destructive. I’m sorry to hear about the damage to your car, thanks for sharing your story.

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