New marriage? New car? New house? All of the above?
Major life changes mean you have new and possibly more insurance needs. If you are combining assets, or titling a home or auto under a new name or two names, you have a material change that needs to be reported to your insurer to make sure your policies are set up correctly.
If you expand your home with an addition, take in a renter, or change apartments, you need to update your property and liability insurance to reflect your new circumstances. Your policies are based on specific information you provide in your application. If that information changes, your price and/or coverage might also have to change. If you fail to report material changes, problems could arise when you file a claim.
You might also want to research some money-saving options that are offered when you get married, move, or buy a new home or automobile. Though you may have more to insure, discounts are often available for insuring your home and your auto with the same company. Safety discounts are also widely available for homes and autos. It’s worth looking into what’s offered. Our staff at the Hills Insurance Agency will be happy to review your options with you, or feel free to get a quote online at HillsBankInsurance.com.