Dave Haman

Oct 19 2016

Insurance Tip: Know Before You Fly Drones

Insurance Tip Know Before Flying Drones

Use of drones as a hobby aircraft has skyrocketed since 2015. Millions of people in the U.S. own drones, ranking in sophistication from small units costing hundreds of dollars to high-end units costing thousands. Regulators are scrambling to create parameters for their safe use, and several industries organizations have combined their efforts to create an educational resource for drone users called KnowBeforeYouFly.org.

Among other useful information, the website offers several risk management tips for recreational users to help avoid causing bodily injury or property damage. A few of the site’s suggestions are:

  • Fly no higher than 400 feet.
  • Keep the drone in sight at all times.
  • When flying, remain at least 25 feet away from individuals and vulnerable property.
  • Remain well clear of, and do not interfere with manned aircraft operations.
  • Do not fly in adverse weather conditions.
  • Do not intentionally fly over unprotected persons or moving vehicles.
  • Do not take pictures or videos of people or property where there is an expectation of privacy without consent.

Ask Hills Insurance Agency for details about how your home insurance policy will respond to claims related to your recreational use of a drone.

Reprinted by permission, The Mines Press, Inc. Volume 44, Issue 5. Insurance products are not a deposit, not FDIC insured, not insured by any government agency, carry no bank guarantee, and may go down in value.
Dave Haman

About Dave Haman

Dave Haman is a Vice President, Insurance Agency Manager at Hills Bank’s Iowa City Gilbert Street location. He has been at Hills Bank since 1994 helping customers with their insurance needs. Dave can be reached at dave_haman@hillsbank.com.

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