Brenda Langenberg

Oct 31 2016

Healthy Money Habits: 8 Tips for Financial Health


As I wrap-up my 4-part series on Healthy Money Habits, I would like to revisit the eight financial health habits I mentioned throughout the entire series.

Pay yourself first

The key to saving successfully is to save first, before bills and other expenses.

Maintain an emergency fund

Helps to buffer the effects of financial setbacks and avoid debt.

Check your finances weekly

Set aside a chunk of time to track any progress or setbacks of your finances and goals.

Read a financial article once a week

Keep up-to-date on what is going on in the financial world.

Avoid carrying a credit card balance

Pay off your credit card after every billing cycle to ensure this resource doesn’t become a distress.

Learn to say ‘no’

Differentiate between a need and an unnecessary want.

Get and stay insured*

As with maintaining an emergency fund, this habit helps to lessen the effects of life’s setbacks.

Begin saving for retirement* early

This is important at any age, but the sooner the better.

I hope you enjoyed my 4-part series on Healthy Money Habits, what was your favorite habit or tip takeaway? Tell us in the comments below. Thanks for reading Hills Helps!

*Insurance and investment products are not a deposit, not FDIC insured, not insured by any federal government agency, carry no bank guarantee, and may go down in value.

View the complete 4-Part Healthy Money Habits Series:
• Part 1 – Pay Yourself First
• Part 2 – Avoiding Debt
• Part 3 – Insurance and Retirement
• Part 4 – Financial Maintenance
• Healthy Money Habits Series Wrap-Up

Brenda Langenberg

About Brenda Langenberg

Brenda Langenberg is Vice President and Branch Manager at Hills Bank’s Mount Vernon and Lisbon locations. She has been at Hills Bank since 1992 helping customers with their banking needs. Brenda can be reached at

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