Category Archives: Insurance

Dave Haman

Sep 05 2017

Insurance Spotlight: Renters Insurance Is Not a Luxury


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Renters need many of the same kinds of insurance protection homeowners have, yet far too many renters fail to purchase this important coverage. Here are some things to think about before passing off renters insurance as an extra, unnecessary expenditure.

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Dave Haman

Aug 28 2017

Insurance Spotlight: Renters Insurance Misconceptions


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One of the most common misconceptions concerning renters insurance is cost. According to data from the National Association of Insurance Commissioners (NAIC), 29% of millennials guessed that a renters insurance policy costs more than $1,000 per year. In fact, the …
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Dave Haman

Jul 03 2017

Insurance Spotlight: Your Credit Score and Home Insurance


credit-score-and-home-insurance

Can your credit score affect the cost of your home insurance policy? In most states, the answer is yes.

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Dave Haman

Jun 02 2017

Insurance Spotlight: Residents Need Condo Insurance


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If you live in a condominium, your condo association or building owner likely insures a portion of the structure with what’s often called a “master policy.” However, the coverage provided under such policies usually doesn’t extend to fully pay for …
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Dave Haman

Feb 22 2017

Insurance Spotlight: Backed Up Sewers Can Cause Thousands In Damage


Insurance Spotlight Sewer Damage

In addition to health risks, a backed-up sewer can cause thousands of dollars in damage to your home. While many home insurance policies do not automatically cover the damage associated with a backup, most can be modified to do so …
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Dave Haman

Jan 11 2017

Insurance Spotlight: What’s In Your Trunk?


Make Sure You Have a Car Preparedness Kit

Being left stranded by an uncooperative vehicle can be much more than inconvenient. In fact, it can prove downright dangerous if you’re unprepared. The good news is that your car probably has some space to store essentials should you become …
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Dave Haman

Nov 30 2016

Insurance Spotlight: Items of High Value Could Be Excluded


Are your items of high value insured?

While it may not surprise you to know that millions of people own items that are not adequately covered by a standard home insurance policy, it may surprise you to know just how limited the coverage is and what can …
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Dave Haman

Oct 19 2016

Insurance Tip: Know Before You Fly Drones


Insurance Tip Know Before Flying Drones

Use of drones as a hobby aircraft has skyrocketed since 2015. Millions of people in the U.S. own drones, ranking in sophistication from small units costing hundreds of dollars to high-end units costing thousands. Regulators are scrambling to create parameters …
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Dave Haman

Jun 29 2016

How to Insure your Electric Car


How to insure your electric car.

While a majority of Americans still line up at the gas pump, more people are purchasing electric vehicles. If you are considering purchasing an electric vehicle, consider these two important factors.

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Dave Haman

May 09 2016

Insurance Spotlight: Who Covers Living Expenses?


Insurance Living Expenses Coverage

If you are displaced from your home after a loss such as fire or windstorm, you will likely incur expenses that you wouldn’t have had if there had not been a loss. In addition to paying to live somewhere temporarily …
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