Category Archives: Insurance

Dave Haman

May 09 2016

Insurance Spotlight: Who Covers Living Expenses?


Insurance Living Expenses Coverage

If you are displaced from your home after a loss such as fire or windstorm, you will likely incur expenses that you wouldn’t have had if there had not been a loss. In addition to paying to live somewhere temporarily …
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Dave Haman

Apr 25 2016

What You Need To Know About Condo Insurance


Condo Insurance

When insuring your condominium unit, consider the following questions that could highlight important limitations in your insurance policy:

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Dave Haman

Apr 18 2016

Keep These Insurance Considerations in Mind For Home Improvement Projects


home improvement increases insurance needs

Total home improvement products sales increased 4% to $303 billion in 2014, according to the Home Improvement Research Institute. The organization is optimistic Americans will continue flooding home improvement stores and seeking contractor services to embark on long put-off remodeling …
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Dave Haman

Mar 07 2016

If You’re Traveling, Make Sure You’re Properly Insured


If you're traveling, make sure you're properly insured.

Whether it’s taking a cruise, hopping on a flight to somewhere exotic, or taking a spring break vacation, it’s important to consider the insurance coverage you might need on your trip. For example:

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Dave Haman

Feb 22 2016

Why You Should Consider Paying for Storage Insurance


Why You Should Consider Paying for Storage Insurance

You’ve cleaned out your place and just can’t bring yourself to throw away your old stuff–clothes, decorations, furniture, computers, or just about anything else. So you shell out a few bucks each month for a storage unit, thinking one day …
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Dave Haman

Jan 12 2016

Safety Tips for Snowmobile Riders


Safety Tips for Snowmobile Riders

Before heading out for this winter’s snowmobiling adventures, review these safety tips that take you beyond simple operational measures:

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Dave Haman

Dec 14 2015

What You Need To Know About Apartment Renters Insurance


apartment-renters-insurance

Many renters think their landlord is responsible for insuring everything that damages the rented residence and injuries that occur there. As a result, tenants forgo purchasing a renters insurance policy. In reality, there are many exposures the landlord’s policy does …
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Dave Haman

Nov 23 2015

Are You Insured When Dogs Bite?


Are You Insured When Dogs Bite?

About 4.7 million people are bitten by dogs annually, according to the Centers for Disease Control. Other statistics of concern to dog owners include:

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Dave Haman

Nov 02 2015

Thinking of Using Your Vehicle to Supplement Income?


Thinking of Using Your Vehicle to Supplement Income?

“TNC”, a term for transportation network companies (also known as ride-sharing services) like Uber and Lyft, are based on individuals using personally-owned vehicles to transport passengers for a fee.

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Dave Haman

Sep 21 2015

Avoid Losing Your Home AND Your Home Business


avoid-losing-your-home-and-your-home-business

Standard homeowner’s policies automatically include coverage for “Additional Living Expense.” Simply put, this valuable provision will pay any additional living cost you incur due to your home being rendered uninhabitable as the result of significant damage from a covered loss, …
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