Category Archives: Insurance

Dave Haman

Jan 12 2016

Safety Tips for Snowmobile Riders


Safety Tips for Snowmobile Riders

Before heading out for this winter’s snowmobiling adventures, review these safety tips that take you beyond simple operational measures:

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Dave Haman

Dec 14 2015

What You Need To Know About Apartment Renters Insurance


apartment-renters-insurance

Many renters think their landlord is responsible for insuring everything that damages the rented residence and injuries that occur there. As a result, tenants forgo purchasing a renters insurance policy. In reality, there are many exposures the landlord’s policy does …
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Dave Haman

Nov 23 2015

Are You Insured When Dogs Bite?


Are You Insured When Dogs Bite?

About 4.7 million people are bitten by dogs annually, according to the Centers for Disease Control. Other statistics of concern to dog owners include:

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Dave Haman

Nov 02 2015

Thinking of Using Your Vehicle to Supplement Income?


Thinking of Using Your Vehicle to Supplement Income?

“TNC”, a term for transportation network companies (also known as ride-sharing services) like Uber and Lyft, are based on individuals using personally-owned vehicles to transport passengers for a fee.

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Dave Haman

Sep 21 2015

Avoid Losing Your Home AND Your Home Business


avoid-losing-your-home-and-your-home-business

Standard homeowner’s policies automatically include coverage for “Additional Living Expense.” Simply put, this valuable provision will pay any additional living cost you incur due to your home being rendered uninhabitable as the result of significant damage from a covered loss, …
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Dave Haman

Aug 31 2015

Beware: Brownouts Can Clobber Expensive Electronics


While lightning is typically included as a covered cause of loss in a homeowner’s insurance policy, damage to electronics and digital items arising from brownouts is often limited or excluded. A brownout, which is a steady state where voltage falls …
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Dave Haman

Jun 22 2015

Remember These 4 Steps if You’re in an Auto Accident


Remember these 4 steps if you're in an auto accident.

We hope you will not find yourself numbered among the nearly 10,000,000 car accidents occurring on our nation’s roads each year. But, if you are, the experts at the Insurance Information Institute recommend you take at least the following 4 …
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Jordan Olson

Mar 18 2015

Understanding Flood Insurance


Understanding Flood Insurance

Flooding has long been the costliest and most devastating disaster in the United States. Ninety percent of all presidentially-declared disasters involve flooding. However, homeowner insurance policies do not cover flood damages. Spring showers are just around the corner – learn …
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Dave Haman

Feb 09 2015

Minimize Car Damage with Pothole Awareness


Tips for minimizing pothole damage to your vehicle.

Typically, road surfaces are impacted by freezing temperatures, sleet, snow, or ice. When treated with a bath of de-icing salts and chemicals, they often end up with a slew of potholes.

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Dave Haman

Aug 04 2014

Thieves Target Watercrafts Each Summer


Is your personal watercraft listed among the National Insurance Crime Bureau’s (NICB) five most stolen watersport items? Jet skis, runabouts, utility boats, cruisers, and sailboats are on thieves’ list of favorites. What’s worse, fewer than half of stolen watercraft are …
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