Category Archives: Homeowner

Jack O'Rourke

Sep 12 2018

Escrow Accounts: What You Need to Know


escrow-accounts

When you get a mortgage loan, lenders usually set aside money for your property taxes and insurance premiums in an escrow account. You may want to know more about escrows and how they work.

Posted in Homeowner |
Stephanie Schumacher

Jul 25 2018

5 Things to Know When Buying a Home


A house is likely the largest investment you will make in your lifetime. It requires a lot of thought, consideration, and planning before your purchase. Below I’ve outlined 5 important things to consider when purchasing your home. Avoid major changes …
Continue reading

Posted in Homeowner | Tagged
Matt Olson

Jun 18 2018

Meet Hills Bank’s Mortgage Lending Team: Linn County


mortgage-lending-team-linn-county

Purchasing a home is likely the largest financial transaction you will make, so it’s important to make informed decisions. Whether you’re a first time home buyer or a seasoned investor, count on the expertise of the Hills Bank Mortgage Team to assist …
Continue reading

Posted in Homeowner | Tagged ,
Matt Olson

Mar 19 2018

5 Advantages of Working with a Real Estate Agent


5-advantages-of-working-with-a-real-estate-agent

Home buying and selling experiences are all unique and require differing amounts of effort to navigate the process and ultimately buy or sell real estate. There are many advantages to using a Real Estate Agent, here are just a few. …
Continue reading

Posted in Homeowner | Tagged
Matt Olson

Feb 21 2018

Meet Hills Bank’s Mortgage Lending Team: Johnson & Washington County


mortgage-lending-team-johnson-washington-county

Purchasing a home is likely the largest financial transaction you will make, so it’s important to make informed decisions. Whether you’re a first time home buyer or a seasoned investor, count on the expertise of the Hills Bank Mortgage Team to assist …
Continue reading

Posted in Homeowner | Tagged ,
Jack O'Rourke

Oct 30 2017

5 Signs It’s Time for a Mortgage Refinance


5-indicators-it-may-be-time-for-a-mortgage-refinance

It is a good idea to review your financial situation periodically to see if there have been any changes that may affect your mortgage.

Posted in Homeowner | Tagged , , ,
Matt Olson

Mar 22 2017

3 Steps of the Home Loan Process


3-steps-of-the-home-loan-process

Purchasing a home can be an intimidating and confusing process, but it doesn’t have to be. I want to give you a summary of the home buying process from application to closing…no matter where you’re applying for your loan.  …
Continue reading

Posted in Homeowner | Tagged , , , ,
Bob Lamkins

Mar 06 2017

Get Pre-Approved for Your Home Loan with Hills Bank


Are you looking to buy a new house, but have questions about what you can afford, what your monthly payment will be, or if you will need a down payment?  Let Hills Bank help answer those questions by getting you …
Continue reading

Posted in Homeowner | Tagged , , , ,
Andy Brandt

Jun 03 2016

5 Steps to Navigate the Mortgage Loan Process


Navigate Home Loan Process

These 5 Steps Will Help Find the Home and Loan That’s Right For You! Buying a home is one of the most important purchases many people will make. There are many things to consider: interest rates, points, fees, down payments, …
Continue reading

Posted in Homeowner | Tagged
Todd Shaull

Mar 28 2016

What’s the Difference Between a Home Equity Loan and Home Equity Line of Credit (HELOC)?


Home Equity Loan Home Equity Line of Credit HELOC

Do you own a home and need extra money? Whether it’s home improvements, consolidating debt, paying for your child’s education, buying a new car, or funding a family vacation, home equity loans or a home equity line of credit (HELOC) …
Continue reading

Posted in Homeowner | Tagged