Dave Haman

Dec 14 2015

What You Need To Know About Apartment Renters Insurance


apartment-renters-insurance

Many renters think their landlord is responsible for insuring everything that damages the rented residence and injuries that occur there. As a result, tenants forgo purchasing a renters insurance policy. In reality, there are many exposures the landlord’s policy does not cover. The renter could be responsible for paying for those losses or damages. Without renters insurance, those would be paid out of pocket. Consider the following examples:

  • You throw a party and one of your guests is injured.
  • Your dog bites someone.
  • Your child injures another child while rough-housing.
  • You are cutting the grass and your mower shoots rocks onto your neighbor’s car.
  • Your belongings are stolen.
  • You are displaced from your home due to a loss resulting from fire or windstorm and need money to pay for lodging and other expenses.
  • Your lease requires that you show proof of renters insurance to your landlord.

Renters insurance is surprisingly affordable. If you’re a renter, please contact the Hills Insurance Agency today so we can help you get proper coverage.

Reprinted with permission, The Mines Press, Inc. Volume 43, Issue 5
Insurance products are not a deposit, not FDIC insured, not insured by any federal government agency, carry no bank guarantee, and may go down in value.
 
Dave Haman

About Dave Haman

Dave Haman is a Vice President, Insurance Agency Manager at Hills Bank’s Iowa City Gilbert Street location. He has been at Hills Bank since 1994 helping customers with their insurance needs. Dave can be reached at dave_haman@hillsbank.com.


This entry was posted in Insurance and tagged . Bookmark the permalink.

Leave a Reply

Thanks for taking time to provide a comment or question! In order to keep your private information private and keep the conversation constructive, please keep the following guidelines in mind:

  • Please do not provide account specific details or personal information in your comments or questions. If you have account or service needs, please contact your Personal Banker at any Hills Bank location.
  • Comments will be reviewed and approved before appearing on our blog. Keep comments and questions relevant to the post you are responding to, and as always, keep comments respectful. Personal attacks, offensive language, or anything deemed inappropriate will not be approved to appear on our blog.
  • Under the Children’s Online Privacy Protection Act (COPPA), you must be 13 or older in order to comment on our blog posts.
  • Due to phishing - an identity theft method attempting to acquire personal information, we cannot accept links to other blogs in our comments.

Your email address will not be published. Required fields are marked *

*